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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,392 | $105,867-49.6% | $90,760-41.2% | $134,532-60.3% |
| Participation rate | 60.0% | 78.3%-18.3pp | 75.7%-15.7pp | 81.2%-21.2pp |
| Annual return | 43.33% | -10.99%+54.3pp | -12.16%+55.5pp | 418.27%-374.9pp |
| Employer contribution / active EE | $3,264 | $3,464-5.8% | $2,922+11.7% | $4,741-31.2% |
| Participant deferral / active EE | $8,258 | $5,217+58.3% | $4,565+80.9% | $6,401+29.0% |
| Admin fee / account holder | $318 | $13,936-97.7% | $8,444-96.2% | $11,429-97.2% |