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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,007 | $125,193-4.1% | $105,591+13.7% | $145,978-17.8% |
| Participation rate | 57.1% | 77.6%-20.5pp | 75.3%-18.1pp | 80.3%-23.1pp |
| Annual return | 12.11% | 225.53%-213.4pp | 116.43%-104.3pp | 550.52%-538.4pp |
| Employer contribution / active EE | $1,628 | $3,718-56.2% | $3,166-48.6% | $4,662-65.1% |
| Participant deferral / active EE | $7,403 | $5,708+29.7% | $5,008+47.8% | $6,690+10.7% |
| Admin fee / account holder | $113 | $17,277-99.3% | $11,024-99.0% | $13,400-99.2% |