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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,903 | $198,457+38.5% | $170,435+61.3% | $147,586+86.3% |
| Participation rate | 92.9% | 88.0%+4.9pp | 83.6%+9.3pp | 82.8%+10.0pp |
| Annual return | 17.55% | 257.30%-239.8pp | 205.94%-188.4pp | 578.59%-561.0pp |
| Employer contribution / active EE | $9,827 | $6,183+58.9% | $5,432+80.9% | $4,876+101.5% |
| Participant deferral / active EE | $6,997 | $5,629+24.3% | $4,939+41.6% | $5,439+28.6% |
| Admin fee / account holder | $4,481 | $16,852-73.4% | $13,881-67.7% | $10,886-58.8% |