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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,827 | $167,353+84.5% | $143,797+114.8% | $134,545+129.5% |
| Participation rate | 82.4% | 84.8%-2.5pp | 80.3%+2.0pp | 81.2%+1.1pp |
| Annual return | -14.91% | 0.48%-15.4pp | -0.04%-14.9pp | 418.37%-433.3pp |
| Employer contribution / active EE | $8,677 | $5,620+54.4% | $4,952+75.2% | $4,742+83.0% |
| Participant deferral / active EE | $6,982 | $6,447+8.3% | $5,638+23.8% | $6,401+9.1% |
| Admin fee / account holder | $44,437 | $18,096+145.6% | $14,679+202.7% | $11,431+288.7% |