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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,093 | $217,432+81.7% | $185,849+112.6% | $167,536+135.8% |
| Participation rate | 93.8% | 86.1%+7.7pp | 81.7%+12.0pp | 82.1%+11.6pp |
| Annual return | 7.53% | 148.42%-140.9pp | 122.10%-114.6pp | 478.82%-471.3pp |
| Employer contribution / active EE | $5 | $5,875-99.9% | $5,169-99.9% | $4,839-99.9% |
| Participant deferral / active EE | $6,644 | $6,357+4.5% | $5,569+19.3% | $6,342+4.8% |
| Admin fee / account holder | $2,693 | $19,818-86.4% | $16,244-83.4% | $12,315-78.1% |