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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,117 | $209,422+83.9% | $178,503+115.7% | $158,982+142.2% |
| Participation rate | 93.3% | 86.4%+7.0pp | 81.9%+11.4pp | 82.0%+11.4pp |
| Annual return | 9.62% | 188.81%-179.2pp | 151.12%-141.5pp | 302.99%-293.4pp |
| Employer contribution / active EE | $9,544 | $5,707+67.2% | $5,011+90.5% | $4,763+100.4% |
| Participant deferral / active EE | $7,097 | $5,955+19.2% | $5,202+36.4% | $5,983+18.6% |
| Admin fee / account holder | $1,048 | $17,079-93.9% | $13,987-92.5% | $11,252-90.7% |