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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,610 | $135,956-82.6% | $123,894-80.9% | $273,972-91.4% |
| Participation rate | 91.7% | 84.1%+7.6pp | 81.4%+10.3pp | 83.0%+8.7pp |
| Annual return | 11.11% | 56.63%-45.5pp | 47.52%-36.4pp | 41.46%-30.3pp |
| Employer contribution / active EE | $5,809 | $5,170+12.4% | $4,617+25.8% | $4,869+19.3% |
| Participant deferral / active EE | $4,494 | $6,343-29.1% | $5,984-24.9% | $5,287-15.0% |
| Admin fee / account holder | $1,093 | $9,817-88.9% | $8,357-86.9% | $10,133-89.2% |