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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,782 | $148,623-73.9% | $135,974-71.5% | $139,466-72.2% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 13.98% | 79.30%-65.3pp | 68.30%-54.3pp | 373.66%-359.7pp |
| Employer contribution / active EE | $2,682 | $5,246-48.9% | $4,859-44.8% | $4,754-43.6% |
| Participant deferral / active EE | $7,250 | $8,103-10.5% | $7,760-6.6% | $6,712+8.0% |
| Admin fee / account holder | $1,627 | $12,406-86.9% | $10,767-84.9% | $11,409-85.7% |