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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,734 | $138,076-77.7% | $123,553-75.1% | $135,380-77.3% |
| Participation rate | 87.0% | 84.7%+2.2pp | 82.3%+4.7pp | 82.6%+4.3pp |
| Annual return | -11.84% | 153.70%-165.5pp | 119.21%-131.0pp | 519.81%-531.6pp |
| Employer contribution / active EE | $6,802 | $5,152+32.0% | $4,628+47.0% | $4,779+42.3% |
| Participant deferral / active EE | $6,304 | $6,800-7.3% | $6,426-1.9% | $5,609+12.4% |
| Admin fee / account holder | $966 | $10,917-91.2% | $9,284-89.6% | $10,828-91.1% |