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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,536 | $157,296-85.7% | $141,191-84.0% | $152,897-85.3% |
| Participation rate | 86.7% | 84.8%+1.8pp | 82.5%+4.2pp | 82.5%+4.2pp |
| Annual return | -34.82% | 64.34%-99.2pp | 71.41%-106.2pp | 345.43%-380.3pp |
| Employer contribution / active EE | $9,239 | $5,262+75.6% | $4,736+95.1% | $4,764+94.0% |
| Participant deferral / active EE | $5,916 | $7,111-16.8% | $6,710-11.8% | $5,851+1.1% |
| Admin fee / account holder | $5,239 | $12,125-56.8% | $10,264-49.0% | $11,599-54.8% |