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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,141 | $166,242-47.0% | $165,071-46.6% | $145,884-39.6% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.6%-7.2pp | 80.3%-8.9pp |
| Annual return | 11.11% | 100.44%-89.3pp | 70.17%-59.1pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,816 | $5,283-65.6% | $4,347-58.2% | $4,662-61.0% |
| Participant deferral / active EE | $5,123 | $6,964-26.4% | $6,035-15.1% | $6,690-23.4% |
| Admin fee / account holder | $6,442 | $16,658-61.3% | $12,695-49.3% | $13,392-51.9% |