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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,727 | $142,361-60.9% | $119,608-53.4% | $134,509-58.6% |
| Participation rate | 63.6% | 82.8%-19.2pp | 79.3%-15.6pp | 81.2%-17.6pp |
| Annual return | -6.93% | -12.46%+5.5pp | -14.98%+8.1pp | 418.13%-425.1pp |
| Employer contribution / active EE | $2,231 | $5,224-57.3% | $4,232-47.3% | $4,741-52.9% |
| Participant deferral / active EE | $6,114 | $6,468-5.5% | $5,601+9.1% | $6,400-4.5% |
| Admin fee / account holder | $6,945 | $13,588-48.9% | $10,326-32.7% | $11,427-39.2% |