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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,419 | $154,159-45.2% | $130,026-35.1% | $139,456-39.5% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.5%-11.8pp | 80.3%-13.7pp |
| Annual return | 15.95% | 32.50%-16.6pp | -137.26%+153.2pp | 373.45%-357.5pp |
| Employer contribution / active EE | $2,709 | $5,292-48.8% | $4,321-37.3% | $4,753-43.0% |
| Participant deferral / active EE | $5,978 | $6,710-10.9% | $5,821+2.7% | $6,711-10.9% |
| Admin fee / account holder | $13,027 | $14,001-7.0% | $10,608+22.8% | $11,407+14.2% |