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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,420 | $109,411-84.1% | $89,435-80.5% | $158,982-89.0% |
| Participation rate | 57.1% | 74.3%-17.1pp | 68.0%-10.8pp | 82.0%-24.8pp |
| Annual return | 26.38% | 345.68%-319.3pp | 245.55%-219.2pp | 302.99%-276.6pp |
| Employer contribution / active EE | $993 | $3,173-68.7% | $2,587-61.6% | $4,763-79.2% |
| Participant deferral / active EE | $2,696 | $4,600-41.4% | $3,890-30.7% | $5,983-54.9% |
| Admin fee / account holder | $4,344 | $6,159-29.5% | $4,884-11.1% | $11,252-61.4% |