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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,745 | $93,064-94.9% | $74,577-93.6% | $273,972-98.3% |
| Participation rate | 82.4% | 74.9%+7.4pp | 68.1%+14.2pp | 83.0%-0.7pp |
| Annual return | 34.27% | 26.18%+8.1pp | 20.47%+13.8pp | 41.46%-7.2pp |
| Employer contribution / active EE | $782 | $3,160-75.2% | $2,525-69.0% | $4,869-83.9% |
| Participant deferral / active EE | $2,498 | $4,160-40.0% | $3,458-27.8% | $5,287-52.7% |
| Admin fee / account holder | $1,479 | $5,273-72.0% | $4,138-64.3% | $10,133-85.4% |