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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,001 | $104,937-86.7% | $84,628-83.5% | $152,897-90.8% |
| Participation rate | 45.0% | 74.8%-29.8pp | 68.2%-23.2pp | 82.5%-37.5pp |
| Annual return | 20.36% | 373.88%-353.5pp | 258.80%-238.4pp | 345.43%-325.1pp |
| Employer contribution / active EE | $1,034 | $3,303-68.7% | $2,653-61.0% | $4,764-78.3% |
| Participant deferral / active EE | $1,517 | $4,690-67.7% | $3,900-61.1% | $5,851-74.1% |
| Admin fee / account holder | $219 | $6,243-96.5% | $4,914-95.5% | $11,599-98.1% |