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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,304 | $95,188-89.2% | $76,518-86.5% | $135,380-92.4% |
| Participation rate | 71.4% | 74.4%-3.0pp | 68.0%+3.4pp | 82.6%-11.2pp |
| Annual return | 3.50% | 4.85%-1.4pp | -0.27%+3.8pp | 519.81%-516.3pp |
| Employer contribution / active EE | $1,946 | $3,303-41.1% | $2,647-26.5% | $4,779-59.3% |
| Participant deferral / active EE | $3,297 | $4,640-28.9% | $3,836-14.1% | $5,609-41.2% |
| Admin fee / account holder | $2,604 | $6,249-58.3% | $4,849-46.3% | $10,828-76.0% |