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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,108 | $112,729-65.3% | $98,716-60.4% | $137,256-71.5% |
| Participation rate | 91.7% | 74.2%+17.4pp | 69.3%+22.4pp | 80.0%+11.7pp |
| Annual return | 20.64% | 38.48%-17.8pp | 31.81%-11.2pp | 220.34%-199.7pp |
| Employer contribution / active EE | $948 | $2,725-65.2% | $2,279-58.4% | $4,156-77.2% |
| Participant deferral / active EE | $2,348 | $4,640-49.4% | $4,048-42.0% | $6,407-63.4% |
| Admin fee / account holder | $852 | $10,129-91.6% | $8,703-90.2% | $12,270-93.1% |