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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,647 | $103,000-93.5% | $90,300-92.6% | $152,885-95.7% |
| Participation rate | 25.0% | 75.9%-50.9pp | 73.3%-48.3pp | 82.5%-57.5pp |
| Annual return | 29.16% | 95.19%-66.0pp | 78.11%-49.0pp | 345.39%-316.2pp |
| Employer contribution / active EE | $1,057 | $3,138-66.3% | $2,854-63.0% | $4,763-77.8% |
| Participant deferral / active EE | $3,952 | $4,281-7.7% | $3,884+1.7% | $5,851-32.5% |
| Admin fee / account holder | $296 | $6,173-95.2% | $5,353-94.5% | $11,598-97.4% |