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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,848 | $95,895-75.1% | $79,576-70.0% | $134,509-82.3% |
| Participation rate | 90.0% | 75.0%+15.0pp | 69.5%+20.5pp | 81.2%+8.8pp |
| Annual return | 31.53% | -2.72%+34.2pp | 0.15%+31.4pp | 418.13%-386.6pp |
| Employer contribution / active EE | $1,199 | $3,128-61.7% | $2,413-50.3% | $4,741-74.7% |
| Participant deferral / active EE | $2,150 | $4,693-54.2% | $3,985-46.1% | $6,400-66.4% |
| Admin fee / account holder | $693 | $9,129-92.4% | $6,834-89.9% | $11,427-93.9% |