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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,928 | $100,203-75.1% | $85,240-70.8% | $145,897-82.9% |
| Participation rate | 37.5% | 74.1%-36.6pp | 67.5%-30.0pp | 80.3%-42.8pp |
| Annual return | 15.01% | 84.28%-69.3pp | 66.75%-51.7pp | 552.29%-537.3pp |
| Employer contribution / active EE | $433 | $3,242-86.6% | $2,735-84.2% | $4,663-90.7% |
| Participant deferral / active EE | $2,470 | $5,299-53.4% | $4,527-45.4% | $6,689-63.1% |
| Admin fee / account holder | $103 | $7,265-98.6% | $6,165-98.3% | $13,390-99.2% |