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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,025 | $48,053-64.6% | $84,623-79.9% | $72,983-76.7% |
| Participation rate | 10.0% | 57.6%-47.6pp | 68.2%-58.2pp | 69.5%-59.5pp |
| Annual return | 25.00% | 37.39%-12.4pp | 258.77%-233.8pp | 81.01%-56.0pp |
| Employer contribution / active EE | $265 | $1,602-83.4% | $2,652-90.0% | $2,440-89.1% |
| Participant deferral / active EE | $673 | $2,681-74.9% | $3,899-82.7% | $3,608-81.4% |
| Admin fee / account holder | $75 | $3,395-97.8% | $4,913-98.5% | $5,124-98.5% |