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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,607 | $52,279-68.2% | $89,414-81.4% | $79,852-79.2% |
| Participation rate | 20.0% | 57.5%-37.5pp | 68.0%-48.0pp | 69.6%-49.6pp |
| Annual return | 14.02% | 22.16%-8.1pp | 245.50%-231.5pp | 31.72%-17.7pp |
| Employer contribution / active EE | $272 | $1,572-82.7% | $2,586-89.5% | $2,471-89.0% |
| Participant deferral / active EE | $887 | $2,740-67.6% | $3,890-77.2% | $3,740-76.3% |
| Admin fee / account holder | $909 | $3,356-72.9% | $4,883-81.4% | $5,306-82.9% |