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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,408 | $81,276+323.8% | $155,574+121.4% | $80,925+325.6% |
| Participation rate | 96.5% | 66.2%+30.3pp | 78.2%+18.3pp | 67.7%+28.9pp |
| Annual return | 27.44% | 33.36%-5.9pp | 64.87%-37.4pp | 35.65%-8.2pp |
| Employer contribution / active EE | $15,675 | $3,103+405.2% | $4,676+235.2% | $2,756+468.7% |
| Participant deferral / active EE | $10,643 | $3,453+208.2% | $5,629+89.1% | $4,299+147.6% |
| Admin fee / account holder | $46,362 | $7,993+480.0% | $15,914+191.3% | $6,940+568.0% |