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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,705 | $75,962+370.9% | $154,108+132.1% | $64,173+457.4% |
| Participation rate | 98.7% | 70.4%+28.3pp | 83.0%+15.6pp | 69.6%+29.1pp |
| Annual return | 8.40% | 30.32%-21.9pp | 735.21%-726.8pp | 7.63%+0.8pp |
| Employer contribution / active EE | $15,444 | $3,350+361.0% | $5,298+191.5% | $2,381+548.7% |
| Participant deferral / active EE | $15,269 | $3,175+381.0% | $5,081+200.5% | $3,470+340.1% |
| Admin fee / account holder | $36,954 | $5,589+561.2% | $13,411+175.5% | $4,887+656.1% |