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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,761 | $85,171+384.6% | $172,753+138.9% | $72,976+465.6% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 11.56% | 27.32%-15.8pp | 803.00%-791.4pp | 81.02%-69.5pp |
| Employer contribution / active EE | $18,334 | $3,324+451.6% | $5,144+256.4% | $2,440+651.4% |
| Participant deferral / active EE | $14,621 | $3,260+348.5% | $5,198+181.3% | $3,608+305.3% |
| Admin fee / account holder | $19,413 | $5,880+230.1% | $13,956+39.1% | $5,124+278.9% |