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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,930 | $91,198+363.7% | $178,503+136.9% | $79,856+429.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 25.39% | 24.20%+1.2pp | 151.12%-125.7pp | 31.71%-6.3pp |
| Employer contribution / active EE | $17,040 | $3,257+423.2% | $5,011+240.0% | $2,471+589.5% |
| Participant deferral / active EE | $13,647 | $3,237+321.7% | $5,202+162.3% | $3,741+264.8% |
| Admin fee / account holder | $86,358 | $6,748+1179.7% | $13,987+517.4% | $5,306+1527.4% |