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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,743 | $73,863+332.9% | $143,797+122.4% | $68,490+366.8% |
| Participation rate | 98.6% | 66.7%+31.9pp | 80.3%+18.3pp | 67.9%+30.7pp |
| Annual return | -15.22% | 0.91%-16.1pp | -0.04%-15.2pp | -7.85%-7.4pp |
| Employer contribution / active EE | $18,139 | $3,185+469.6% | $4,952+266.3% | $2,597+598.5% |
| Participant deferral / active EE | $13,851 | $3,385+309.2% | $5,638+145.6% | $4,028+243.9% |
| Admin fee / account holder | $93,102 | $5,756+1517.5% | $14,679+534.3% | $5,403+1623.2% |