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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,408 | $81,358+323.3% | $155,556+121.4% | $80,959+325.4% |
| Participation rate | 96.5% | 66.3%+30.2pp | 78.2%+18.3pp | 67.7%+28.8pp |
| Annual return | 27.44% | 33.39%-5.9pp | 64.84%-37.4pp | 35.67%-8.2pp |
| Employer contribution / active EE | $15,675 | $3,106+404.6% | $4,675+235.3% | $2,757+468.5% |
| Participant deferral / active EE | $10,643 | $3,455+208.0% | $5,631+89.0% | $4,300+147.5% |
| Admin fee / account holder | $46,362 | $7,994+480.0% | $15,885+191.9% | $6,925+569.5% |