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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,128 | $77,472+3.4% | $100,415-20.2% | $80,959-1.0% |
| Participation rate | 93.3% | 76.9%+16.4pp | 81.5%+11.8pp | 67.7%+25.7pp |
| Annual return | 10.56% | 37.26%-26.7pp | 49.47%-38.9pp | 35.67%-25.1pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,514 | $6,818-19.1% | $8,091-31.9% | $4,300+28.2% |
| Admin fee / account holder | $21,757 | $5,885+269.7% | $7,906+175.2% | $6,925+214.2% |