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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,729 | $44,850-47.1% | $60,547-60.8% | $59,633-60.2% |
| Participation rate | 95.2% | 59.5%+35.8pp | 68.0%+27.3pp | 68.7%+26.6pp |
| Annual return | 2.70% | 1074.14%-1071.4pp | 335.64%-332.9pp | 2041.45%-2038.7pp |
| Employer contribution / active EE | $5,486 | $1,462+275.3% | $2,419+126.7% | $2,203+149.1% |
| Participant deferral / active EE | $7,977 | $2,230+257.7% | $3,328+139.7% | $3,192+149.9% |
| Admin fee / account holder | $2,223 | $3,635-38.9% | $4,536-51.0% | $4,297-48.3% |