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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,517 | $124,330-59.4% | $109,173-53.7% | $167,536-69.8% |
| Participation rate | 55.6% | 79.5%-23.9pp | 75.9%-20.3pp | 82.1%-26.6pp |
| Annual return | 15.23% | 26.04%-10.8pp | 25.75%-10.5pp | 478.82%-463.6pp |
| Employer contribution / active EE | $1,885 | $4,209-55.2% | $3,723-49.4% | $4,839-61.0% |
| Participant deferral / active EE | $4,159 | $5,256-20.9% | $4,654-10.6% | $6,342-34.4% |
| Admin fee / account holder | $955 | $7,974-88.0% | $6,755-85.9% | $12,315-92.2% |