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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,484 | $65,364-58.0% | $92,909-70.4% | $72,975-62.3% |
| Participation rate | 30.0% | 68.3%-38.3pp | 76.0%-46.0pp | 69.5%-39.5pp |
| Annual return | 24.29% | 42.11%-17.8pp | 109.44%-85.1pp | 81.01%-56.7pp |
| Employer contribution / active EE | $1,251 | $2,594-51.8% | $3,653-65.8% | $2,440-48.7% |
| Participant deferral / active EE | $2,784 | $3,128-11.0% | $4,238-34.3% | $3,608-22.8% |
| Admin fee / account holder | $2,358 | $4,251-44.5% | $5,795-59.3% | $5,124-54.0% |