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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,955 | $72,273-46.1% | $101,275-61.5% | $79,856-51.2% |
| Participation rate | 40.0% | 68.5%-28.5pp | 75.8%-35.8pp | 69.6%-29.6pp |
| Annual return | 18.08% | 22.30%-4.2pp | 46.48%-28.4pp | 31.71%-13.6pp |
| Employer contribution / active EE | $1,439 | $2,691-46.5% | $3,660-60.7% | $2,471-41.8% |
| Participant deferral / active EE | $2,790 | $3,282-15.0% | $4,371-36.2% | $3,741-25.4% |
| Admin fee / account holder | $4,644 | $4,401+5.5% | $5,948-21.9% | $5,306-12.5% |