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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,944 | $57,352-75.7% | $83,831-83.4% | $64,173-78.3% |
| Participation rate | 29.4% | 68.6%-39.2pp | 76.1%-46.7pp | 69.6%-40.2pp |
| Annual return | -21.15% | 11.38%-32.5pp | 850.99%-872.1pp | 7.63%-28.8pp |
| Employer contribution / active EE | $698 | $2,546-72.6% | $3,631-80.8% | $2,381-70.7% |
| Participant deferral / active EE | $1,950 | $2,993-34.9% | $4,082-52.2% | $3,470-43.8% |
| Admin fee / account holder | $244 | $4,046-94.0% | $5,479-95.6% | $4,887-95.0% |