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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,498 | $67,214+59.9% | $61,491+74.8% | $134,509-20.1% |
| Participation rate | 93.8% | 83.7%+10.1pp | 79.3%+14.4pp | 81.2%+12.5pp |
| Annual return | -20.85% | -12.08%-8.8pp | -12.98%-7.9pp | 418.13%-439.0pp |
| Employer contribution / active EE | $4,871 | $4,974-2.1% | $4,246+14.7% | $4,741+2.8% |
| Participant deferral / active EE | $9,705 | $6,103+59.0% | $5,188+87.1% | $6,400+51.6% |
| Admin fee / account holder | $2,288 | $4,610-50.4% | $4,312-46.9% | $11,427-80.0% |