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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,581 | $52,379+42.4% | $46,225+61.3% | $273,972-72.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.5%+20.5pp | 83.0%+17.0pp |
| Annual return | 7.93% | 7.23%+0.7pp | 7.57%+0.4pp | 41.46%-33.5pp |
| Employer contribution / active EE | $2,076 | $4,226-50.9% | $3,424-39.4% | $4,869-57.4% |
| Participant deferral / active EE | $7,930 | $4,660+70.2% | $3,776+110.0% | $5,287+50.0% |
| Admin fee / account holder | $468 | $4,652-89.9% | $3,519-86.7% | $10,133-95.4% |