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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,176 | $65,696+64.7% | $56,429+91.7% | $147,586-26.7% |
| Participation rate | 87.5% | 85.5%+2.0pp | 80.0%+7.5pp | 82.8%+4.7pp |
| Annual return | 21.15% | 13.32%+7.8pp | 19.04%+2.1pp | 578.59%-557.4pp |
| Employer contribution / active EE | $3,332 | $4,121-19.2% | $3,405-2.1% | $4,876-31.7% |
| Participant deferral / active EE | $7,002 | $4,876+43.6% | $3,951+77.2% | $5,439+28.8% |
| Admin fee / account holder | $526 | $5,947-91.2% | $4,466-88.2% | $10,886-95.2% |