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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,035 | $63,953+61.1% | $54,726+88.3% | $135,379-23.9% |
| Participation rate | 84.6% | 84.9%-0.3pp | 79.1%+5.5pp | 82.6%+2.0pp |
| Annual return | -9.02% | -5.77%-3.3pp | -4.56%-4.5pp | 519.79%-528.8pp |
| Employer contribution / active EE | $0 | $4,256-100.0% | $3,449-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $13,809 | $4,810+187.1% | $3,953+249.3% | $5,609+146.2% |
| Admin fee / account holder | $939 | $4,567-79.4% | $3,818-75.4% | $10,828-91.3% |