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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,590 | $112,711+78.9% | $170,055+18.5% | $80,187+151.4% |
| Participation rate | 98.7% | 87.4%+11.3pp | 87.0%+11.7pp | 72.9%+25.7pp |
| Annual return | 19.47% | 67.06%-47.6pp | 53.43%-34.0pp | 40.40%-20.9pp |
| Employer contribution / active EE | $9,663 | $4,488+115.3% | $6,790+42.3% | $2,980+224.3% |
| Participant deferral / active EE | $15,476 | $7,861+96.9% | $10,410+48.7% | $5,016+208.5% |
| Admin fee / account holder | $2 | $99-97.8% | $12,828-100.0% | $145-98.5% |