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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,784 | $95,918+79.1% | $151,634+13.3% | $77,906+120.5% |
| Participation rate | 98.6% | 88.7%+9.8pp | 87.5%+11.1pp | 73.7%+24.9pp |
| Annual return | -12.51% | -5.50%-7.0pp | 3.32%-15.8pp | 12.16%-24.7pp |
| Employer contribution / active EE | $5,888 | $4,330+36.0% | $6,165-4.5% | $2,846+106.9% |
| Participant deferral / active EE | $14,481 | $7,508+92.9% | $8,363+73.2% | $4,805+201.4% |
| Admin fee / account holder | $2 | $93-97.9% | $11,614-100.0% | $133-98.5% |