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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,612 | $118,337+72.1% | $189,534+7.4% | $93,010+118.9% |
| Participation rate | 99.5% | 89.1%+10.5pp | 87.8%+11.7pp | 73.9%+25.6pp |
| Annual return | 22.24% | 21.77%+0.5pp | 555.39%-533.1pp | 158.70%-136.5pp |
| Employer contribution / active EE | $6,122 | $4,204+45.6% | $6,162-0.7% | $2,705+126.3% |
| Participant deferral / active EE | $14,178 | $7,123+99.0% | $8,220+72.5% | $4,561+210.8% |
| Admin fee / account holder | $2 | $100-98.0% | $12,049-100.0% | $152-98.7% |