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Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,903 | $110,699+55.3% | $177,839-3.3% | $90,274+90.4% |
| Participation rate | 99.0% | 88.3%+10.7pp | 87.7%+11.3pp | 73.4%+25.7pp |
| Annual return | 12.48% | 22.79%-10.3pp | 48.33%-35.8pp | 53.97%-41.5pp |
| Employer contribution / active EE | $5,657 | $4,118+37.3% | $5,919-4.4% | $2,523+124.2% |
| Participant deferral / active EE | $13,161 | $6,731+95.5% | $7,714+70.6% | $4,231+211.1% |
| Admin fee / account holder | $1 | $90-98.8% | $12,432-100.0% | $114-99.1% |