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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,682 | $106,524-13.0% | $152,301-39.1% | $87,485+5.9% |
| Participation rate | 80.4% | 75.8%+4.6pp | 82.4%-2.1pp | 68.9%+11.5pp |
| Annual return | 17.91% | 26.89%-9.0pp | 80.50%-62.6pp | 26.06%-8.2pp |
| Employer contribution / active EE | $9,923 | $3,371+194.3% | $4,624+114.6% | $2,596+282.2% |
| Participant deferral / active EE | $7,110 | $6,525+9.0% | $8,004-11.2% | $4,274+66.4% |
| Admin fee / account holder | $1,247 | $8,287-85.0% | $14,398-91.3% | $7,775-84.0% |