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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,530 | $93,598-25.7% | $135,974-48.9% | $75,173-7.5% |
| Participation rate | 75.5% | 75.2%+0.3pp | 81.9%-6.4pp | 67.2%+8.3pp |
| Annual return | 27.53% | 30.89%-3.4pp | 68.30%-40.8pp | 160.72%-133.2pp |
| Employer contribution / active EE | $7,604 | $3,538+114.9% | $4,859+56.5% | $2,671+184.7% |
| Participant deferral / active EE | $5,369 | $6,405-16.2% | $7,760-30.8% | $4,126+30.1% |
| Admin fee / account holder | $2,524 | $6,978-63.8% | $10,767-76.6% | $5,651-55.3% |