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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,476 | $157,296-65.4% | $141,191-61.4% | $152,897-64.4% |
| Participation rate | 94.1% | 84.8%+9.3pp | 82.5%+11.6pp | 82.5%+11.7pp |
| Annual return | 25.33% | 64.34%-39.0pp | 71.41%-46.1pp | 345.43%-320.1pp |
| Employer contribution / active EE | $10,556 | $5,262+100.6% | $4,736+122.9% | $4,764+121.6% |
| Participant deferral / active EE | $7,291 | $7,111+2.5% | $6,710+8.7% | $5,851+24.6% |
| Admin fee / account holder | $1,759 | $12,125-85.5% | $10,264-82.9% | $11,599-84.8% |