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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,166 | $165,399-51.5% | $149,745-46.5% | $158,982-49.6% |
| Participation rate | 81.0% | 84.6%-3.6pp | 82.5%-1.5pp | 82.0%-1.0pp |
| Annual return | 16.89% | 348.34%-331.4pp | 276.72%-259.8pp | 302.99%-286.1pp |
| Employer contribution / active EE | $7,631 | $5,105+49.5% | $4,646+64.3% | $4,763+60.2% |
| Participant deferral / active EE | $6,581 | $7,183-8.4% | $6,843-3.8% | $5,983+10.0% |
| Admin fee / account holder | $1,103 | $10,811-89.8% | $9,312-88.2% | $11,252-90.2% |