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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,127 | $82,674-30.9% | $125,381-54.4% | $68,486-16.6% |
| Participation rate | 75.0% | 75.1%-0.1pp | 82.4%-7.4pp | 67.9%+7.1pp |
| Annual return | -5.29% | -5.97%+0.7pp | 572.31%-577.6pp | -7.85%+2.6pp |
| Employer contribution / active EE | $7,266 | $3,382+114.9% | $4,815+50.9% | $2,597+179.8% |
| Participant deferral / active EE | $5,828 | $6,111-4.6% | $7,448-21.8% | $4,028+44.7% |
| Admin fee / account holder | $806 | $6,277-87.2% | $10,007-91.9% | $5,404-85.1% |