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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,181 | $100,970-10.7% | $96,576-6.6% | $137,256-34.3% |
| Participation rate | 91.7% | 82.6%+9.1pp | 81.4%+10.2pp | 80.0%+11.7pp |
| Annual return | 6.90% | 38.16%-31.3pp | 38.47%-31.6pp | 220.34%-213.4pp |
| Employer contribution / active EE | $8,653 | $3,809+127.2% | $3,553+143.5% | $4,156+108.2% |
| Participant deferral / active EE | $5,648 | $8,286-31.8% | $7,956-29.0% | $6,407-11.8% |
| Admin fee / account holder | $98,301 | $11,312+769.0% | $11,381+763.7% | $12,270+701.1% |