Filed December 18, 1
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $130,779 |
Filed as: RAYMOND JAMES & ASSOC. Service code 70 · EIN 59-1237041 | Consulting Fees | $45,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,488 | $99,078+0.4% | $96,544+3.1% | $74,419+33.7% |
| Participation rate | 93.9% | 80.7%+13.3pp | 76.0%+18.0pp | 70.7%+23.2pp |
| Annual return | 14.14% | 22.48%-8.3pp | 25.84%-11.7pp | 34.38%-20.2pp |
| Employer contribution / active EE | $2,921 | $2,570+13.6% | $2,965-1.5% | $2,637+10.7% |
| Participant deferral / active EE | $6,404 | $4,933+29.8% | $4,851+32.0% | $4,528+41.4% |
| Admin fee / account holder | $348 | $225+54.9% | $8,252-95.8% | $348+0.1% |